MCQOPTIONS
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MCQOPTIONS
This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 1201. |
Logos can be explained as the ...... that give an exceptional recognition aspect to a product. |
| A. | Visual icons |
| B. | good packaging |
| C. | brand |
| D. | Both (a) and (b) |
| E. | None of the above |
| Answer» B. good packaging | |
| 1202. |
Which of the following statements best describes the concept of involvement in the context of buyer behaviour? |
| A. | The length of time involved in the buying process |
| B. | The potential impact of a product in an individual's self-identity |
| C. | The number of people involved in the decision-making unit |
| D. | The complexity-of an order |
| E. | All of the above |
| Answer» B. The potential impact of a product in an individual's self-identity | |
| 1203. |
Credit Risk refers to the risk that? |
| A. | Borrower may opt to get necessary permit/licenses? |
| B. | Wrong strategy is adopted |
| C. | Loan processing may be faulty |
| D. | A borrower will default on any type of debt |
| Answer» E. | |
| 1204. |
Type of retailer is/are? |
| A. | Mail order Retailer |
| B. | Consumer stores |
| C. | Contract chain |
| D. | Independent stores |
| E. | All of these |
| Answer» F. | |
| 1205. |
Retailing includes |
| A. | Financial management |
| B. | Manufacturing activity |
| C. | Production |
| D. | All of these |
| E. | None of these |
| Answer» E. None of these | |
| 1206. |
Technological advancement in recent times has given a new dimension to banks, mainly to which of the following aspects? [IBPS, PO 2012] |
| A. | New age financial derivatives |
| B. | Service delivery Mechanism |
| C. | Any banking |
| D. | Any type banking |
| E. | Multilevel Marketing |
| Answer» D. Any type banking | |
| 1207. |
Labelling is important for three reasons, first is promotional and second is legal. What is the third reason? |
| A. | Informational |
| B. | Branding |
| C. | Strategic |
| D. | Marketing |
| E. | None of the above |
| Answer» B. Branding | |
| 1208. |
In India, who plays a vital role in buying decision? |
| A. | Man with their friends |
| B. | Man with their boss |
| C. | Staff |
| D. | Woman |
| E. | None of the above |
| Answer» E. None of the above | |
| 1209. |
The channel of product and consumer is |
| A. | agent, retailer or wholesaler |
| B. | Product or service |
| C. | Producer |
| D. | government |
| E. | Price |
| Answer» B. Product or service | |
| 1210. |
Which of the following part of a brand can be spoken? |
| A. | Brand name |
| B. | Brand symbol |
| C. | Trade name |
| D. | Trade symbol |
| E. | None of these |
| Answer» B. Brand symbol | |
| 1211. |
One distinguishing factor between a brand name and a brand mark is that a brand name |
| A. | Creates customer loyalty |
| B. | Implies an organization?s name |
| C. | Consists of words |
| D. | Identifies only one item in the product mix |
| E. | None of the above |
| Answer» D. Identifies only one item in the product mix | |
| 1212. |
The Reserve Bank of India has recently raised the card limit for issuance of pre-paid payment instruments (PPI) from> 50,000 to? [NIACL AssT2015] |
| A. | 1, 50,000 |
| B. | 1, 00,000 |
| C. | 60,000 |
| D. | 75,000 |
| Answer» C. 60,000 | |
| 1213. |
Which is/are the function of retail marketing? |
| A. | Selling of products to consumer |
| B. | Estimating demand |
| C. | Credit selling |
| D. | None of these |
| E. | All of these |
| Answer» F. | |
| 1214. |
Which is a type of retailer? |
| A. | Full service retailer |
| B. | Discount retailer |
| C. | Vending machine |
| D. | Super market |
| E. | All of these |
| Answer» F. | |
| 1215. |
According to the companies Act 2013, the minimum paid up share capital requirement for a public company to commence business in India is? [NIACL Asstt. 2015] |
| A. | 25 lakh |
| B. | 10 lakh |
| C. | 15 lakh |
| D. | 5 lakh |
| Answer» E. | |
| 1216. |
Which of the following institutions is not a regulatory authority? [NIACL Assistant 2015] |
| A. | Forward Market Commission |
| B. | Indian Bank Association |
| C. | RBI |
| D. | SEBI |
| Answer» C. RBI | |
| 1217. |
Advertisement is a type of [SBI Clerk 2011] |
| A. | direct marketing |
| B. | service marketing |
| C. | indirect marketing |
| D. | internet banking |
| E. | internal marketing |
| Answer» B. service marketing | |
| 1218. |
Advertising that promotes organizational images, ideas and political issues is..,....,. advertising. |
| A. | product |
| B. | defensive |
| C. | Competitive |
| D. | comparative |
| E. | Institutional |
| Answer» F. | |
| 1219. |
What is the maximum deposit amount insured by DICGC? [IBPS P.O. 2012] |
| A. | 2, 00,000 per depositor per bank |
| B. | 2, 00, 00 per depositor across all bank |
| C. | 1, 00,000 per depositor per bank |
| D. | 1, 00,000 per depositor across all bank |
| E. | None of these |
| Answer» E. None of these | |
| 1220. |
Which of the following is not required for opening a bank account? [IBPSRO. 2012] |
| A. | Identity proof |
| B. | Address proof |
| C. | Recent photographs |
| D. | Domicile certificate |
| E. | None of these |
| Answer» E. None of these | |
| 1221. |
Which of the following is not a function of the RBI? [IBPSRO. 2012] |
| A. | Fiscal policy functions |
| B. | Exchange control functions |
| C. | Issuance, Exchange and destruction of currency notes |
| D. | Monetary Authority functions |
| E. | Supervisory and control functions |
| Answer» B. Exchange control functions | |
| 1222. |
Which is the channel of producers and consumers? |
| A. | Middleman |
| B. | Cost |
| C. | Market |
| D. | System |
| E. | All of these |
| Answer» B. Cost | |
| 1223. |
Physical distribution means? |
| A. | The actual handling and moving of within individual firms and along systems |
| B. | The action for financing |
| C. | Grading |
| D. | Dividing |
| E. | All of these |
| Answer» F. | |
| 1224. |
The term "plastic Money" refers to ? [SBI Associate Clerk 2012] |
| A. | ATM / credit cards |
| B. | Plastic-wanted currency notes |
| C. | Foreign currency Notes |
| D. | Travelers cheque |
| E. | None of these |
| Answer» B. Plastic-wanted currency notes | |
| 1225. |
Which of the following committees/Task forces was set up to suggest reforms in banking sector? [ibps RRB O.A. 2012] |
| A. | Task force on infrastructure |
| B. | Narasimham committee |
| C. | Rayinder sachar committee |
| D. | Swaminathan committee |
| E. | None of these |
| Answer» C. Rayinder sachar committee | |
| 1226. |
Which of the following services is provided only by the RBI? [IBPSRRB O.A. 2012] |
| A. | Compilation of economic data |
| B. | Issue of currency notes |
| C. | Purchase and sale of gold/gold coins |
| D. | Sale of Demand Drafts |
| E. | Safe deposit lockers for keeping valuables |
| Answer» C. Purchase and sale of gold/gold coins | |
| 1227. |
A banknote of -which a portion is missing or which is composed of more than two pieces is known as? [IBPSRRB2014] |
| A. | A multilated banknote |
| B. | A counterfeit banknote |
| C. | A soiled banknote |
| D. | A damaged banknote |
| Answer» B. A counterfeit banknote | |
| 1228. |
Banks generally insist account holders to nominate persons to whom the money lying in their accounts should go in the event of? [IBPSPO 2014] |
| A. | Death of account holder |
| B. | Illness of account holder |
| C. | Account holder migrates |
| D. | Account holder turns bankrupt |
| Answer» B. Illness of account holder | |
| 1229. |
When a brand is placed on a product that a large manufacturer has created for a smaller retailer, it is called? [SBI Asst. 2015] |
| A. | Manufacturer's Brand |
| B. | Licensed Brand |
| C. | Co-Brand |
| D. | Private Brand |
| Answer» C. Co-Brand | |
| 1230. |
Product and brand Management is sometimes characterized as a system. |
| A. | Hub and spoke |
| B. | Regional system |
| C. | Layered organization |
| D. | Flattened organization |
| E. | Wheel |
| Answer» B. Regional system | |
| 1231. |
Delivery channels means [SBI Clerk 2012] |
| A. | Place from where the products are sold |
| B. | Courier service |
| C. | distribution agencies |
| D. | delivery time |
| E. | offsite banking |
| Answer» D. delivery time | |
| 1232. |
What does the letter "S" denote in the abbreviation "SEBI" which is the name of a regulator in financial sector in India? [SBI Clerk 2012] |
| A. | Small |
| B. | State |
| C. | Special |
| D. | Statutory |
| E. | Securities |
| Answer» F. | |
| 1233. |
The proceeds from disinvestment of various public sector under takings are channelized into ? |
| A. | Technology up gradation fund |
| B. | Venture capital fund (NABARD) |
| C. | Rural innovation fund (NABARD) |
| D. | Portfolio Risk fund (SIDBI) |
| E. | National Investment fund |
| Answer» F. | |
| 1234. |
One rupee notes are issued by the? [SSC LDC 2014] |
| A. | RBI |
| B. | SBI |
| C. | President of India |
| D. | Government of India |
| Answer» E. | |
| 1235. |
When customer fall into different user groups with distinct buying preference and practices, a ....... is desirable. [SBI Clerk 2014] |
| A. | Flattered organization |
| B. | Product management organization |
| C. | BMAT organization |
| D. | Brand Management organization |
| E. | Market Management organization |
| Answer» F. | |
| 1236. |
Which concept holds that consumer will favor those products that offer the most quality, performance or innovative features? [SBI Clerk 2014] |
| A. | Product |
| B. | Selling |
| C. | Holistic marketing |
| D. | Production |
| E. | Marketing |
| Answer» B. Selling | |
| 1237. |
Merchant middleman is are? |
| A. | Agent |
| B. | Factor |
| C. | Auctioneer |
| D. | Wholesaler |
| E. | All of these |
| Answer» E. All of these | |
| 1238. |
A prospect means? [BOB EO. 2011] |
| A. | A rude person |
| B. | A polite person |
| C. | A likely buyer |
| D. | a religious head |
| E. | A team leader |
| Answer» D. a religious head | |
| 1239. |
Which of the following is one of the major functions of National Bank for Agriculture and Rural Development (NABARD? [SBI Clerk 2012] |
| A. | Provide loans to state govt for developing rural infrastructure |
| B. | Preparing Monetary and credit policy of India |
| C. | Deciding Bank rate |
| D. | Providing credit to small industrial units |
| E. | Monitoring and controlling functions of the stock exchanges in India |
| Answer» B. Preparing Monetary and credit policy of India | |
| 1240. |
The process of branding covers |
| A. | giving on identify to a product |
| B. | designing a brand mark |
| C. | establishing the product |
| D. | popularising the product |
| E. | All of the above |
| Answer» F. | |
| 1241. |
The usual deposit accounts of bank are ? |
| A. | Current accounts, electricity accounts and insurance premium accounts |
| B. | Current accounts, post office savings bank accounts and term deposit accounts |
| C. | Loan accounts, saving bank accounts and term deposits accounts |
| D. | Current accounts, saving bank accounts and term deposit accounts |
| E. | Current bill accounts and term deposit accounts |
| Answer» E. Current bill accounts and term deposit accounts | |
| 1242. |
SEBI is a ? |
| A. | Statutory body |
| B. | Advisory body |
| C. | Constitutional body |
| D. | Non statutory body |
| Answer» B. Advisory body | |
| 1243. |
Direct marketing means [SBI Clerk 2009] |
| A. | face to face marketing |
| B. | melas |
| C. | Seminars |
| D. | indoor marketing |
| E. | Online marketing |
| Answer» B. melas | |
| 1244. |
Mass communication with customers or potential customers, usually through paid public media is known as [SBI Clerk 2012] |
| A. | Publicity |
| B. | Sales promotion |
| C. | advertising |
| D. | Public relations |
| E. | brand building |
| Answer» D. Public relations | |
| 1245. |
Which of the following is the nature of consumer behaviour? |
| A. | It is psychological activity |
| B. | It is a physical activity |
| C. | It is buying process decision |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1246. |
Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company? |
| A. | Indian Depository Receipt |
| B. | European Depository Receipt |
| C. | Global Depository Receipt |
| D. | American Depository Receipt |
| Answer» B. European Depository Receipt | |
| 1247. |
SEBI Tightens consent Norms was the headline in some papers magazines recently what is the full form of SEBI? [IBPS RAB OA. 2012] |
| A. | Secured Economy Bureau of India |
| B. | Small Economy Based investment |
| C. | Securities and exchange Board of India |
| D. | Severe Ecological Balance and internet |
| E. | Society for ecological Balance and internet |
| Answer» D. Severe Ecological Balance and internet | |
| 1248. |
Distribution channels are |
| A. | Systems of economic institution through which a producer of goods delivers them into hands of their uses |
| B. | System of pricing |
| C. | Costing system |
| D. | Branding |
| E. | All of the above |
| Answer» B. System of pricing | |
| 1249. |
Vending machine is |
| A. | a pricing system |
| B. | distribution channel |
| C. | Cost planning |
| D. | management system |
| E. | All of these |
| Answer» C. Cost planning | |
| 1250. |
Banks in our country normally publicize that additional interest rate is allowed on retail domestic term deposits of ? [BFSEO 02011] |
| A. | Minors |
| B. | Married women |
| C. | Senior citizens |
| D. | Govt employer |
| E. | Rural residents |
| Answer» D. Govt employer | |