MCQOPTIONS
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MCQOPTIONS
This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 1101. |
The functions of wholesaler are |
| A. | assembling of goods |
| B. | distribution of goods |
| C. | financing |
| D. | grading |
| E. | All of these |
| Answer» F. | |
| 1102. |
Which of the following is the feature of buying behaviour of Indian consumer? |
| A. | Changing consumption pattern |
| B. | Trademark consciousness |
| C. | Bargaining |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1103. |
Consumer analysis deals with? [BOB P.O. 2010] |
| A. | Knowledge level of sales persons |
| B. | Knowledge level of employees |
| C. | Nature of the buying decision |
| D. | Corporate objectives |
| E. | Only (a) and(b) |
| Answer» D. Corporate objectives | |
| 1104. |
A prospect means? [BOB EO. 2011] |
| A. | A rude person |
| B. | A polite person |
| C. | A likely buyer |
| D. | a religious head |
| E. | A team leader |
| Answer» D. a religious head | |
| 1105. |
Product design is a function of [SBI Clerk 2011] |
| A. | front office staff |
| B. | back office staff |
| C. | management |
| D. | marketing and research team |
| E. | loan section |
| Answer» E. loan section | |
| 1106. |
Which of the following factor influences the choice of distribution channel? |
| A. | Product consideration |
| B. | Market consideration |
| C. | Company consideration |
| D. | Middlemen consideration |
| E. | All of the above |
| Answer» F. | |
| 1107. |
Which of the following is the type of large scale retail trade? |
| A. | Departmental store |
| B. | Multiple shop |
| C. | Super market |
| D. | Consumer store |
| E. | All of these |
| Answer» F. | |
| 1108. |
Which of the following is the esteem needs? |
| A. | Water |
| B. | Protection |
| C. | Food |
| D. | Recognition |
| E. | None of these |
| Answer» E. None of these | |
| 1109. |
Telemarketing means [SBI PO 2011] |
| A. | Selling telephones |
| B. | Sending SMS messages |
| C. | Chatting on the phone |
| D. | marketing through phone calls |
| E. | marketing person |
| Answer» E. marketing person | |
| 1110. |
Marketing channels are? |
| A. | Distribution networks through which a producer's product flows to the market |
| B. | The channel of storage |
| C. | The channel of production |
| D. | All of these |
| E. | None of these |
| Answer» B. The channel of storage | |
| 1111. |
For online marketing ...... is the most effective means. [SBI PO 2011] |
| A. | Saving accounts |
| B. | credit card |
| C. | Housing loans |
| D. | NRI deposits |
| E. | business accounts |
| Answer» C. Housing loans | |
| 1112. |
Buyer resistance can be overcome by [SBI Clerk 2012; PNB PO 2010] |
| A. | Cordial relation between buyer and seller |
| B. | good negotiation |
| C. | persuasive communication |
| D. | good after sales service |
| E. | All of the above |
| Answer» F. | |
| 1113. |
26. Which of the following is considered to be any paid form of non-personal presentation and promotion of ideas, goods or services by an identified sponsor? |
| A. | Personal selling |
| B. | Advertising |
| C. | Direct marketing |
| D. | Sales promotion |
| E. | None of these |
| Answer» C. Direct marketing | |
| 1114. |
The label on a soft drink can reads 'cool and refreshing'. For what reason are these words used? |
| A. | To promote the product |
| B. | To encourage multiple purchases |
| C. | To satisfy legal requirements |
| D. | To provide information |
| E. | All of the above |
| Answer» B. To encourage multiple purchases | |
| 1115. |
The function of distribution channel includes |
| A. | managing finances |
| B. | promotional activities |
| C. | fixing prices |
| D. | Servicing the consumer |
| E. | All of the above |
| Answer» F. | |
| 1116. |
What is the full form of the term FDI? [IBPS RRB O.A. 2012] |
| A. | Foreign Direct investment |
| B. | Foreign diverse investment |
| C. | Fixed deposit investment |
| D. | Floating deposit investment |
| E. | Financial derivatives in India |
| Answer» B. Foreign diverse investment | |
| 1117. |
The monetary policy in India is formulated by? [SSC CGL 2010] |
| A. | Central government |
| B. | Industrial financial corporation of India |
| C. | RBI |
| D. | Industrial development of India |
| Answer» D. Industrial development of India | |
| 1118. |
Advertisement is a type of [SBI PO 2011] |
| A. | direct marketing |
| B. | Service marketing |
| C. | Indirect marketing |
| D. | Internet banking |
| E. | Internal marketing |
| Answer» D. Internet banking | |
| 1119. |
Retail banking means [SBI Clerk 2009] |
| A. | retail shopkeepers |
| B. | bank financing to retail traders |
| C. | Same as universal banking |
| D. | giving loans to corporates |
| E. | giving consumer loans to various public |
| Answer» C. Same as universal banking | |
| 1120. |
Grade labels are identified by |
| A. | letter |
| B. | number |
| C. | quality |
| D. | All of these |
| E. | None of these |
| Answer» E. None of these | |
| 1121. |
Regional Rural Banks? [IBPS RRB Officer- 2012] |
| A. | Have limited area of operation and access to refinance from NABARD |
| B. | Are required to lend only to weaker sections |
| C. | Are mandated to do only narrow banking |
| D. | Can only extend agricultural loans |
| E. | Have unrestricted area of operations |
| Answer» B. Are required to lend only to weaker sections | |
| 1122. |
What is money laundering? [BSF RRB Officer 2012] |
| A. | Conversion of assets into cash |
| B. | Conversion of illegally obtained money into accountable money |
| C. | Conversion of cash into gold |
| D. | Conversion of gold into cash |
| E. | None of these |
| Answer» C. Conversion of cash into gold | |
| 1123. |
The label on a pack of frozen pears says packed within an hour of picking. These words are used |
| A. | for promotional reasons |
| B. | to encourage multiple purchaser |
| C. | to satisfy legal requirements |
| D. | to provide information |
| E. | None of the above |
| Answer» B. to encourage multiple purchaser | |
| 1124. |
Retailing by manufacturers includes |
| A. | mail order retailing |
| B. | own retail stores |
| C. | House to house selling |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1125. |
The advertising process may be classified as |
| A. | Product advertising |
| B. | Pioneering advertising |
| C. | Consumer advertising |
| D. | Institutional advertising |
| E. | All of the above |
| Answer» F. | |
| 1126. |
Social factors affecting the consumer's buying behaviour includes |
| A. | reference groups |
| B. | family |
| C. | social class |
| D. | caste |
| E. | All of these |
| Answer» F. | |
| 1127. |
The target group for tractor loans is [SBI Clerk 2012] |
| A. | Cold storage plant |
| B. | farmers with large land holding |
| C. | farm labourers |
| D. | agriculture colleges |
| E. | vegetable vendors |
| Answer» D. agriculture colleges | |
| 1128. |
Buying decisions generally follow a pattern of overlapping stages. Which of the following best describes the typical stages of the buying process? |
| A. | Need recognition > Information search > Evaluation > Decision > Post purchase evaluation |
| B. | Need recognition > Evaluation > Information search > Decision > Post purchase evaluation |
| C. | Information search > Need recognition > Evaluation > Decision > Post purchase evaluation |
| D. | All of the above |
| E. | None of the above |
| Answer» B. Need recognition > Evaluation > Information search > Decision > Post purchase evaluation | |
| 1129. |
Mural advertising includes |
| A. | bus tram and train advertising |
| B. | sticker advertising |
| C. | sky advertising |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1130. |
A situation in which consumer purchases are unplanned is called ? [SBI clerk, 2012] |
| A. | Latent demand |
| B. | Impulse buying |
| C. | Irregular demand |
| D. | Unwholesome buying |
| E. | None of these |
| Answer» C. Irregular demand | |
| 1131. |
Buyer resistance in a sales deal can be overcome by means of ? |
| A. | Lengthy sales talk |
| B. | Confusing sales talk |
| C. | IT jargons |
| D. | Perseverance |
| E. | Arguing Skills |
| Answer» E. Arguing Skills | |
| 1132. |
Promotional advertising includes |
| A. | Showroom, and exhibition |
| B. | window advertising |
| C. | interior display |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1133. |
As per revised RBI guidelines provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and unto 3 years is to be made at the rate of ? [IBPS, PO, 2012] |
| A. | 15% |
| B. | 20% |
| C. | 40% |
| D. | 25% |
| E. | 30% |
| Answer» B. 20% | |
| 1134. |
The Internet marketing can serve which of the following purposes? |
| A. | Actual sales of product |
| B. | Promotion |
| C. | Customer service |
| D. | Market research |
| E. | All of these |
| Answer» F. | |
| 1135. |
Which of the following set of financial instrument is traded in the derivative Market? |
| A. | Commodities and receivables |
| B. | Bond and Debentures |
| C. | Equity shares |
| D. | Futures and options |
| Answer» E. | |
| 1136. |
Which of the following services relate to execution of transaction directly with consumers, rather than corporations or other banks? |
| A. | Wholesale Banking Services |
| B. | Industrial Banking Services |
| C. | Retail Banking Services |
| D. | Corporate Banking Services |
| Answer» D. Corporate Banking Services | |
| 1137. |
In packaging of a new line of fabric conditioner, Proctor and Gamble would be wise to avoid the use of which colour? |
| A. | Blue |
| B. | Black |
| C. | Pink |
| D. | Green |
| E. | Yellow |
| Answer» C. Pink | |
| 1138. |
In India one rupee coins and notes and subsidiary coins are issued by? [SSC S.O. 2006] |
| A. | RBI |
| B. | The central government |
| C. | SBI |
| D. | VIT |
| Answer» C. SBI | |
| 1139. |
Publicity may be |
| A. | oral |
| B. | Written |
| C. | Personal and non-personal |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1140. |
The term "ATM" stands for ? [SBI Associate Clerk 2012] |
| A. | Alternate to Money |
| B. | Automated Transaction Machine |
| C. | Automated Toller Mechanism |
| D. | Automatic Teller Mode |
| E. | Automated Teller Machine |
| Answer» F. | |
| 1141. |
It is mandatory to quote which of the following identification number on all large-value financial transaction? [SBI Associate Clerk 2012] |
| A. | PAN |
| B. | Voter ID |
| C. | PIN |
| D. | Ration card number |
| E. | Phone number |
| Answer» B. Voter ID | |
| 1142. |
Liquidity is injected by the RBI in the economy through which of the following mechanisms? [SBI Clerk 2014] |
| A. | Change in Bank Rate |
| B. | REPO |
| C. | Increase in SLR |
| D. | Increase in CRR |
| Answer» C. Increase in SLR | |
| 1143. |
Which of the following is one of the main functions of the Reserve Bank of India? [SBI Clerk 2014] |
| A. | Regulation of the Stock Markets |
| B. | Regulation of Life Insurance |
| C. | Regulation of General Insurance |
| D. | Banker's Bank |
| Answer» E. | |
| 1144. |
Target group means [SBI Clerk 2012, 11, 09] |
| A. | all employees |
| B. | Short-listed group |
| C. | all the markeeting staff |
| D. | sales representatives |
| E. | group of people likely to buy the identified product |
| Answer» F. | |
| 1145. |
Abound issued at a price less than its face value and payable on its due date at its face value bearing no ROI (Rate Of Interest) is called? [SBI Clerk 2014] |
| A. | Preference Bond |
| B. | Zero Coupon Bond |
| C. | Convertible Bond |
| D. | Perpetual Bond |
| Answer» C. Convertible Bond | |
| 1146. |
A cheque bearing the date earlier than the date of submission to the |
| A. | Bearer cheque |
| B. | Stale cheque |
| C. | Crossed cheque |
| D. | Ante-Dated cheque |
| Answer» E. | |
| 1147. |
Distribution is also known as the variable in which marketing mix? |
| A. | Price |
| B. | Place |
| C. | People |
| D. | Product |
| E. | None of these |
| Answer» C. People | |
| 1148. |
Which is the latest means of bank advertising' |
| A. | Internet or E-mail |
| B. | Postcard |
| C. | Price list or business reply envelope |
| D. | All of the above |
| E. | None of the above |
| Answer» B. Postcard | |
| 1149. |
In international Banking terms, 'appreciation' of rupee means? [SBI Asst. Clerk 2015] |
| A. | Excess of exports over imports |
| B. | Purchasing power of rupee has come down |
| C. | Excess of imports over exports |
| D. | Availability of more foreign currency vis-a-vis rupee |
| Answer» E. | |
| 1150. |
Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the government through issue of Bonds and Treasury Bills? [SBI Clerk 2014] |
| A. | SEBI |
| B. | IRDA |
| C. | SBI |
| D. | RBI |
| Answer» E. | |