Explore topic-wise MCQs in Testing Subject.

This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.

1.

Which bank approved loan to help India in improving Rail services?

A. African Development Bank
B. Asian Development Bank
C. BRICS Development Bank
D. World Bank
Answer» C. BRICS Development Bank
2.

Which is the largest public sector bank in India?

A. Bank of Baroda
B. Canara Bank
C. Central Bank of India
D. State Bank of India
Answer» E.
3.

Which is the first bank to introduce credit card in India?

A. Canara Bank
B. Central Bank of India
C. Bank of Baroda
D. ICICI Bank
Answer» C. Bank of Baroda
4.

Which bank launched Mobile Bank Accounts in association with Vodafone's m-paisa?

A. Bank of Baroda
B. HDFC Bank
C. ICICI Bank
D. Punjab National Bank
Answer» C. ICICI Bank
5.

Which is the first bank to introduce Internet banking?

A. Canara Bank
B. ICICI Bank
C. Punjab National Bank
D. State Bank of India
Answer» C. Punjab National Bank
6.

Which is the first bank to introduce mutual fund?

A. Bank of Baroda
B. ICICI Bank
C. Punjab National Bank
D. State Bank of India
Answer» E.
7.

Which is the first bank to introduce cheque system in India?

A. Bengal Bank
B. Bank of Hindustan
C. General Bank of India
D. Presidency Bank
Answer» B. Bank of Hindustan
8.

Who was the first Indian Governor of RBI?

A. C. D. Deshmukh
B. Benegal Rama Rau
C. R. K. Shanmukham Chetty
D. K. G. Ambegaonkar
Answer» B. Benegal Rama Rau
9.

Who was the first governor of RBI?

A. James Braid Taylor
B. Mihir Sen
C. Nagendra Singh
D. Osborne Smith
Answer» E.
10.

Who is the founder of Punjab National Bank?

A. Bal Gangadhar Tilak
B. Bhagat Singh
C. Bipin Chandra Pal
D. Lala Rajpat Rai
Answer» E.
11.

Which is the first bank to introduce savings account in India?

A. Bank of Hindustan
B. General Bank of India
C. Presidency Bank
D. Bengal Bank
Answer» D. Bengal Bank
12.

Which is the first Indian bank started solely with Indian capital investment?

A. Canara Bank
B. Central Bank of India
C. Punjab National Bank
D. State Bank of India
Answer» D. State Bank of India
13.

Which is the first Indian bank to get ISO?

A. Canara Bank
B. Punjab National Bank
C. State Bank of India
D. Central Bank of India
Answer» B. Punjab National Bank
14.

Which of the following is one of the indications of Human Development Index (HDI)?

A. Life expectancy at birth.
B. Total area of the agricultural land with family
C. Total cost of the agricultural land with family.
D. Nature of employment, casual/permanent or semi permanent.
Answer» B. Total area of the agricultural land with family
15.

In economic terms, the total market value of all final goods and services produced in a country in a given year is known as

A. GNI
B. Inflation
C. GDP
D. Wealth of Nation
Answer» D. Wealth of Nation
16.

Which one of the following organizations is established mainly to promote Micro, Small

A. NABARD
B. IDBI
C. SIDBI
D. EXIM Bank
Answer» D. EXIM Bank
17.

In Banking term NPA means

A. No promise Account
B. New Performing Asset
C. Non Performing Asset
D. Non Personal Account
Answer» D. Non Personal Account
18.

Invisible export means export of

A. Perishable goods
B. Unrecorded goods
C. Prohibited goods
D. Services
Answer» E.
19.

Which one of the following statements about globalisation is not correct?

A. Advocates of globalisation argue that it will result in greater economic growth.
B. Critics of globalisation argue that it will result in greater economic disparity.
C. Advocates of globalisation argue that it will result in cultural homogenisation.
D. Critics of globalisation argue that it will result in cultural homogenisation.
Answer» E.
20.

Which is the first bank established in India?

A. Bank of Calcutta
B. Bank of Hindustan
C. General Bank of India
D. State Bank of India
Answer» C. General Bank of India
21.

Which of the following is one of the measures of economic growth of a country?

A. Volume of Direct Investment made by foreign countries.
B. Number of companies listed on the stock exchanges.
C. Gross Domestic Product of the nation.
D. Number of foreign nationals working in a country.
Answer» D. Number of foreign nationals working in a country.
22.

Which is the first bank to introduce ATM in India?

A. HSBC
B. Standard Chartered Bank
C. State Bank of India
D. United Bank of India
Answer» B. Standard Chartered Bank
23.

Which bank started the first RRB named Prathama Grameen Bank?

A. Punjab National Bank
B. State Bank of India
C. Syndicate Bank
D. United Bank of India
Answer» D. United Bank of India
24.

Which is the first Indian bank to open branch outside India?

A. Andhra Bank
B. Bank of Baroda
C. Bank of India
D. Canara Bank
Answer» D. Canara Bank
25.

Which is the largest foreign bank in India?

A. American Express Bank Ltd.
B. DBS Bank Ltd.
C. HSBC Ltd.
D. Standard Chartered Bank
Answer» E.
26.

Which is the largest private sector bank in India?

A. Axis Bank
B. ICICI Bank
C. HDFC Bank
D. South Indian Bank
Answer» C. HDFC Bank
27.

What is the full form of MTSS?

A. Money Transfer Service Scheme
B. Medium Transfer Service Scheme
C. Moderate Transfer Service Scheme
D. Money Transfer Service Strategy
Answer» B. Medium Transfer Service Scheme
28.

What is the full form of NIM?

A.
B. B.
C. C.
D. D.
Answer» B. B.
29.

Which is the largest bank in the world?

A. BNP Paribas
B. China Construction Bank Corporation
C. HSBC Holdings
D. Industrial & Commercial Bank of China
Answer» E.
30.

What is the full form of CDS?

A. Call Detail Swap
B. Corporate Debt Swap
C. Credit Default Swap
D. None
Answer» D. None
31.

Which one of the following belongs to Bank Capitalization?

A. Basel II norms
B. Basel III norms
C. Basel I norms
D. Solvency II norms
Answer» C. Basel I norms
32.

How many Deputy Governors are there in RBI?

A. 2
B. 4
C. 5
D. 10
Answer» C. 5
33.

What is the full form of TIBOR?

A. Tokyo Interbank Offered Rate
B. Tokyo-India Bureau Of Regulations
C. The Interbank Offered Rate
D. None
Answer» B. Tokyo-India Bureau Of Regulations
34.

What is the full form of FCCB?

A. Foreign Currency Convertible Bond
B. Foreign Currency Convertible Bank
C. Foreign Currency Convertible Board
D. Foreign Convertible Currency Board
Answer» B. Foreign Currency Convertible Bank
35.

Whose signature does Indian currency note bear?

A. Finance Minister
B. Finance Secretary
C. RBI Governor
D. The President
Answer» D. The President
36.

Who regulate monetary policy?

A. IRDA
B. RBI
C. SEBI
D. SIDBI
Answer» C. SEBI
37.

Which bank launched smart star account?

A. HDFC Bank
B. HSBC
C. ICICI Bank
D. IDBI Bank
Answer» D. IDBI Bank
38.

What is the full form of CVV?

A. Call Verification Value
B. Card Verification Value
C. Credit Verification Value
D. None
Answer» C. Credit Verification Value
39.

Where is the Bank of International Settlement headquartered?

A. Belgium
B. France
C. Germany
D. Switzerland
Answer» E.
40.

What is the tagline of HDFC Bank?

A. India's International Bank
B. Relationships beyond banking
C. One Family One Bank
D. We understand your world
Answer» E.
41.

What method is used by the Bank to read code on cheque?

A. MICR
B. OCR
C. OMR
D. None
Answer» B. OCR
42.

On which rate bases, overnight money is needed by bank from RBI?

A. MSF
B. Repo rate
C. Reverse repo
D. Bank rate
Answer» B. Repo rate
43.

Imperial Bank of India was nationalised in _______.

A. 1949
B. 1955
C. 1959
D. 1969
Answer» C. 1959
44.

When did the banking crisis of 1913-1917 end?

A. 1917
B. 1949
C. 1955
D. 1959
Answer» C. 1955
45.

Which bank was baptised as the State Bank of India?

A. New Bank of India
B. Imperial Bank of India
C. Indian Bank
D. United Bank of India
Answer» C. Indian Bank
46.

In which year was the Banking Regulation Act passed?

A. 1949
B. 1955
C. 1959
D. 1969
Answer» B. 1955
47.

Punjab National Bank was established in ________.

A. 1881
B. 1894
C. 1913
D. 1917
Answer» C. 1913
48.

Which was the second bank in India with limited liability?

A. Punjab National Bank
B. Imperial Bank of India
C. New Bank of India
D. State Bank of India
Answer» B. Imperial Bank of India
49.

Oudh Commercial Bank was founded in _______.

A. 1913
B. 1917
C. 1894
D. 1881
Answer» E.