MCQOPTIONS
Saved Bookmarks
MCQOPTIONS
This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 1451. |
Which is the example of product diversification? |
| A. | Pepsi foods |
| B. | DCM Ltd |
| C. | SBF |
| D. | UTI Bank |
| Answer» E. | |
| 1452. |
Marketing of Education loans can be done by ? [SBI. Clerk 2009] |
| A. | Approaching eligible students |
| B. | Approaching the parents |
| C. | Approaching colleges |
| D. | Having tie-ups with educational institutes |
| Answer» E. | |
| 1453. |
Financial inclusion means ? [SBI, Clerk: 2012] |
| A. | Financial statements |
| B. | Financial data |
| C. | Wholesale Banking |
| D. | Retail Banking |
| Answer» E. | |
| 1454. |
CRM (Customer Relationship Management) is? |
| A. | A pre-sales activity |
| B. | A tool for lead generation |
| C. | An ongoing daily activity |
| D. | The task of a DSA |
| Answer» E. | |
| 1455. |
Indirect marketing is the same as ? |
| A. | Onsite selling |
| B. | Using a smartphone |
| C. | Viral marketing |
| D. | Advertisements |
| Answer» E. | |
| 1456. |
Marketing of services is adopted in ? |
| A. | Grocery stores |
| B. | Garment trade |
| C. | Medicine shops |
| D. | Fruit stalls |
| Answer» E. | |
| 1457. |
An IPO Loan is meant for ? [SBI Clerk 2012] |
| A. | Meting personal needs |
| B. | For higher education |
| C. | Medical treatment |
| D. | For starting a new industry |
| Answer» E. | |
| 1458. |
The target group for Home loan is ? [SBI Ass. clerk 2012] |
| A. | All body builders |
| B. | Tiles manufacturers |
| C. | Housing societies |
| D. | Farmers societies |
| Answer» E. | |
| 1459. |
"Push" marketing style requires? [BOB P.O. 2011] |
| A. | Proper planning |
| B. | Good pushing strength |
| C. | Team work |
| D. | Ability to identify the products |
| Answer» E. | |
| 1460. |
Cross-selling covers? |
| A. | Identifying customer needs |
| B. | Matching the products to customer needs |
| C. | Convincing the customers of product benefits |
| D. | Responding to questions and objections of customers |
| Answer» E. | |
| 1461. |
Good customer service helps to boost......... [BOB PO.2010] |
| A. | Customer retention |
| B. | Better image |
| C. | Consumer loyalty |
| D. | Higher sales |
| Answer» E. | |
| 1462. |
Marketing of services is resorted to in? [BOB P.O. 2010] |
| A. | Manufacturing concerns |
| B. | Hotels |
| C. | Airlines business |
| D. | Only (a) and (b) |
| Answer» E. | |
| 1463. |
Which of the following is/are the importance of marketing planning? |
| A. | To offset future uncertainties |
| B. | Economy in operation |
| C. | Helpful in coordination |
| D. | Helpful in control |
| Answer» E. | |
| 1464. |
Life style of a customer includes |
| A. | Social status |
| B. | Cultural value of customers |
| C. | Perception of customers |
| D. | Motivation |
| Answer» E. | |
| 1465. |
What is value Added Tax (VAT)? [SSC Tax Assistant 2006] |
| A. | A simple transparent, easy to pay tax imposed on consumers |
| B. | A new initiative taken by the government to increase the tax burden of high income groups |
| C. | A single tax that replaces state taxes like, surcharge, turnover tax etc. |
| D. | Anew tax to be imposed on the producers of devaluation of currency is |
| Answer» B. A new initiative taken by the government to increase the tax burden of high income groups | |
| 1466. |
If the tax rate increases with the higher level of income it shall be called [SSC S.O. 2006] |
| A. | Proportional tax |
| B. | Progressive tax |
| C. | Lump sum tax |
| D. | Regressive tax |
| Answer» C. Lump sum tax | |
| 1467. |
Which of the following taxes are levied and collected by the center but their net proceeds are wholly transferred to states? [SSC " SAS 2010] |
| A. | Expenditure Tax and Gift tax |
| B. | Taxes, or Advertisement |
| C. | Stamps and Registration |
| D. | Additional duties of excise in lieu of Sales tax |
| Answer» C. Stamps and Registration | |
| 1468. |
The fringe benefit tax was introduced in the budget of? [SSC CGL 2011] |
| A. | 2003-04 |
| B. | 2004-05 |
| C. | 2005-06 |
| D. | 2006-07 |
| Answer» D. 2006-07 | |
| 1469. |
Among the tax revenues of the union government the most important source is? [SSC cup 2012] |
| A. | Income Tax |
| B. | Union excise duties |
| C. | Corporation tax |
| D. | Custom Duty |
| Answer» C. Corporation tax | |
| 1470. |
Which of the following taxes is collected by the Govt. on sale of goods and services in the country? (HABARD 200B) |
| A. | NAT |
| B. | GET |
| C. | SAT |
| D. | VAT |
| Answer» E. | |
| 1471. |
Taxes are certain as the death, because? [SSC, LDC, 2014] |
| A. | They constitute the major source of government revenue |
| B. | Government have no other source of revenue |
| C. | Most PSUs are run inefficiently |
| D. | Government has its own budget constraints |
| Answer» B. Government have no other source of revenue | |
| 1472. |
The central Board of Direct Taxes has made e-filling of income tax returns mandatory for all as whose annual earning exceeds ? [SBI Clerk 2012] |
| A. | 5 Lakh during the fiscal |
| B. | 10 lakh during the fiscal |
| C. | 15 lakh during the fiscal |
| D. | 20 lakh during the fiscal |
| Answer» C. 15 lakh during the fiscal | |
| 1473. |
Promotion in marketing means [SBI Clerk 2009] |
| A. | passing an examination |
| B. | elevation from one grade to another |
| C. | selling the products through various means |
| D. | selling the product in specific area |
| Answer» D. selling the product in specific area | |
| 1474. |
The performance of a salesperson can be enhanced by [SBI Clerk 2009] |
| A. | Increasing the sales incentives |
| B. | Increasing the number of products to be sold |
| C. | appropriate training |
| D. | All of the above |
| Answer» E. | |
| 1475. |
Leads can be best sourced from [SBI PO 2013] |
| A. | foreign customer |
| B. | Yellow pages |
| C. | dictionary |
| D. | List of vendors |
| Answer» C. dictionary | |
| 1476. |
A DSAs (Direct Selling Agent's) main job is [SBI Steno 2012] |
| A. | to design products |
| B. | to sell to the target group |
| C. | to do market survey |
| D. | to distribute profits |
| Answer» C. to do market survey | |
| 1477. |
Advertisement is a type of? [SBI Ass. Clerk 2011] |
| A. | Direct marketing |
| B. | Service marketing |
| C. | Indirect marketing |
| D. | Internet marketing |
| Answer» D. Internet marketing | |
| 1478. |
Mass communication with customers or potential customers, usually through paid public media is known as ? |
| A. | Publicity |
| B. | Sales promotion |
| C. | Advertising |
| D. | Public Relations |
| Answer» D. Public Relations | |
| 1479. |
The concept of selling is different from marketing and aims at profit maximization through ? |
| A. | Increasing sales volume of quality products |
| B. | Customer satisfaction |
| C. | Solution of customer problems |
| D. | Satisfaction of customer needs |
| Answer» C. Solution of customer problems | |
| 1480. |
The most common source for leads generation for any company is ? |
| A. | House Magazines |
| B. | Audit guidelines |
| C. | Yellow pages |
| D. | Dictionary |
| Answer» D. Dictionary | |
| 1481. |
Good competition helps in? [SBI Asst. Clerk 2011] |
| A. | Improved Sales |
| B. | Improved customer service |
| C. | Improved brand image |
| D. | All of these |
| Answer» E. | |
| 1482. |
The performance of a sales person is directly linked to? [BOB PO10] |
| A. | The amount of incentives paid |
| B. | Profit level of the company |
| C. | Ability of the sales person |
| D. | All of these |
| Answer» D. All of these | |
| 1483. |
Generation of sales lead presupposes? |
| A. | Personal and professional contacts |
| B. | Profile fitting |
| C. | Data mining |
| D. | All of these |
| Answer» E. | |
| 1484. |
A DSA is useful for? [SBI. 2008, 2009, BOB PO 2010] |
| A. | Boosting telemarketing |
| B. | Boosting digital marketing |
| C. | Boosting door-to-door campaigns |
| D. | Strengthening internal marketing |
| Answer» D. Strengthening internal marketing | |
| 1485. |
One of the following is not a pre-sales activity. Find the same? |
| A. | Lead generation |
| B. | Product design |
| C. | Sales presentation |
| D. | after sales service |
| Answer» E. | |
| 1486. |
Selling process includes? [SBI Ass. Clerk 2011] |
| A. | Publicity |
| B. | Lead generation |
| C. | Cross-country contacts |
| D. | Product designing |
| Answer» C. Cross-country contacts | |
| 1487. |
The performance of a sales person depends on? [SBI Ass. P.O. 2010] |
| A. | Salary paid |
| B. | Sales incentives paid |
| C. | Size of the sales team |
| D. | Ability and willingness of the sales person |
| Answer» E. | |
| 1488. |
A Lead" means ? [SBI Clerk 2012] |
| A. | ATM usage |
| B. | Product offering |
| C. | Discount sales |
| D. | a likely buyer |
| Answer» E. | |
| 1489. |
A cold call" means ? [SBI Clerk 2012] |
| A. | A futile exercise |
| B. | Calls made in cold countries |
| C. | Sales talk |
| D. | Old product with new wrapping |
| Answer» B. Calls made in cold countries | |
| 1490. |
A call in marketing term means ? [SBI Clerk 2012] |
| A. | A newly introduced product |
| B. | A call center |
| C. | Territory allocation for sales person *-answer-options- A sales meeting |
| D. | To visit a prospect |
| Answer» E. | |
| 1491. |
Product simplification is required due to |
| A. | Uses of special plant |
| B. | Cost reduction |
| C. | Effective marketing |
| D. | All of these |
| Answer» E. | |
| 1492. |
Which of the following is the birth stage of PLC? |
| A. | Research and development of price |
| B. | Production development stage |
| C. | Introduction stage |
| D. | Production |
| Answer» C. Introduction stage | |
| 1493. |
Which of the following is the product test concept? |
| A. | Product development research |
| B. | Product pricing research |
| C. | Product concept testing |
| D. | All of these |
| Answer» E. | |
| 1494. |
In the introduction stage of "TLC" |
| A. | Advertisement is required, |
| B. | Sales promotion is required. |
| C. | R and D is required, |
| D. | Both a and b |
| Answer» E. | |
| 1495. |
An organization should be |
| A. | Consumer oriented |
| B. | Product oriented |
| C. | Profit oriented |
| D. | all of these |
| Answer» B. Product oriented | |
| 1496. |
Product is are |
| A. | Non-durable |
| B. | Durable |
| C. | Intangible |
| D. | All of these |
| Answer» E. | |
| 1497. |
When a company launches a new product?? stage of product life cycle could be the most expensive for the company |
| A. | Growth |
| B. | Introduction |
| C. | Decline |
| D. | Maturity |
| Answer» D. Maturity | |
| 1498. |
In which of the following stages of product life cycle, costs are very high? |
| A. | Introduction |
| B. | Growth |
| C. | Maturity |
| D. | Decline |
| Answer» B. Growth | |
| 1499. |
Which of the following growth strategies focuses on developing new products for a company's existing markets? |
| A. | Product diversification |
| B. | Product development |
| C. | Market penetration |
| D. | Market segmentation |
| Answer» C. Market penetration | |
| 1500. |
Which of the following is not a stage in product life cycle? |
| A. | Introduction |
| B. | Peak |
| C. | Growth |
| D. | Maturity |
| Answer» C. Growth | |