MCQOPTIONS
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MCQOPTIONS
This section includes 3653 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 1151. |
Constitutionally, who has the power to make a law on the subject mentionable in the Union List : |
| A. | Parliament |
| B. | Lok Sabha |
| C. | State Legislature |
| D. | Legislative Council |
| Answer» B. Lok Sabha | |
| 1152. |
Which of the following is recognized as the biggest cause of Global Hunger in the world ? |
| A. | Inflation |
| B. | Poor management of public distribution system |
| C. | Unemployment and/or underemployment |
| D. | Malnutrition |
| E. | All of these |
| Answer» E. All of these | |
| 1153. |
As per the news published in a financial publication RBI is redesigning its ‘ECS’ to function as a Automated Clearing House (ACH) for bulk transactions. What is full form of ‘ECS’ ? |
| A. | Extra Closing System |
| B. | Electronic Cheque System |
| C. | Evening Cheque Sorter |
| D. | Evening Cheque System |
| E. | Electronic Clearing Service |
| Answer» F. | |
| 1154. |
Which community gets special provision for Central Services in Article 336 ? |
| A. | Sikh Community |
| B. | Muslim Community |
| C. | Hindu Community |
| D. | Anglo-Indian Community |
| Answer» E. | |
| 1155. |
Who amongst the following is not a famous author ? |
| A. | V. S. Naipual |
| B. | Leander Paes |
| C. | Anita Desai |
| D. | Kiran Desai |
| E. | Chetan Bhagat |
| Answer» C. Anita Desai | |
| 1156. |
Which of the following statements(s) is/are correct about National Rural Employment Guarantee Act (NREGA) ? NREGA is applicable to all rural areas of the country Only construction work shall be given to the workers employed under this Act Every worker is given an amount of Rs. 250 per day for a eight hours shift |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Only 1 and 2 |
| E. | All 1, 2 and 3 |
| Answer» E. All 1, 2 and 3 | |
| 1157. |
Which is the name of a country ? |
| A. | Lira |
| B. | Euro |
| C. | Peso |
| D. | Botswana |
| E. | Londo |
| Answer» E. Londo | |
| 1158. |
The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ? |
| A. | 0.15 |
| B. | 0.18 |
| C. | 0.22 |
| D. | 0.24 |
| E. | 0.28 |
| Answer» C. 0.22 | |
| 1159. |
What does the letter ‘C’ denote in the term ‘ECB’ as used in the banking and financial operations ? |
| A. | Cartel |
| B. | Credit |
| C. | Control |
| D. | Caution |
| E. | Commercial |
| Answer» F. | |
| 1160. |
Karl Marx explained the process of class struggle with the help of which one of the following theories? |
| A. | Empirical liberalism |
| B. | Existentialism |
| C. | Surplus value |
| D. | Dialectical materialism |
| Answer» E. | |
| 1161. |
The world’s first white tiger safari is all set to come up in which of the following states in India? |
| A. | West Bengal |
| B. | Uttar Pradesh |
| C. | Gujarat |
| D. | Madhya Pradesh |
| Answer» E. | |
| 1162. |
Goodluck Jonathan was recently re-elected the President of– |
| A. | South Africa |
| B. | Nigeria |
| C. | Kosovo |
| D. | Haiti |
| E. | None of these |
| Answer» C. Kosovo | |
| 1163. |
What is the fullform of the abbreviation ASEAN ? |
| A. | Association of South East Agro Nations |
| B. | Association of South East Asian Nations |
| C. | Alliance of South East Asian Nations |
| D. | Alliance of South East Asian Neighbours |
| E. | None of these |
| Answer» C. Alliance of South East Asian Nations | |
| 1164. |
On which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest ? |
| A. | Food subsidy |
| B. | Fertilizer subsidy |
| C. | Pradhan Mantri Gram Sadak Yojana |
| D. | Maintenance of national highways |
| E. | Oil subsidy |
| Answer» B. Fertilizer subsidy | |
| 1165. |
During which Five Year Plan was Green Revolution initiated in India ? |
| A. | 5th |
| B. | 6th |
| C. | 4th |
| D. | 3rd |
| Answer» C. 4th | |
| 1166. |
Which of the following is not amongst the core industries/sectors ? |
| A. | Coal |
| B. | Service sector |
| C. | Crude oil |
| D. | Power |
| E. | Steel |
| Answer» F. | |
| 1167. |
Whenever some people wish to enter into business world, it is a must for them to approach a bank. What services do banks provide them in this regard ? Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them. Maintaining account books for them for their day to day activities so that they are not required to appoint account/finance personnel on a regular basis. Lending money by way of overdraft installment loan, credit or advance for business activities. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Only 1 and 3 |
| E. | None of these |
| Answer» D. Only 1 and 3 | |
| 1168. |
The Prime Minister Narendra Modi on 30 Nov addressed a conference of DGPs and IGPs advocating the concept of ‘SMART’ policing. The conference was held in |
| A. | Kohima, Nagaland |
| B. | Shillong, Meghalaya |
| C. | Guwahati, Assam |
| D. | Agartala, Tripura |
| Answer» D. Agartala, Tripura | |
| 1169. |
The 108th birth anniversary of famous writer RK Narayan was observed on 10 Oct. Which of the following is his renowned work published in 1943 ? |
| A. | Malgudi Days |
| B. | Untouchable |
| C. | Fasting, Fisting |
| D. | Coolie |
| Answer» B. Untouchable | |
| 1170. |
Which of the following terms is not used in Banking World ? |
| A. | Holding Company |
| B. | Post dated cheque |
| C. | Credit |
| D. | Time deposit |
| E. | Centripetal force |
| Answer» F. | |
| 1171. |
As per reports in various newspapers, Ben Bernanke, the Chairman of the Federal Reserve has predicted a bleak outlook for the economy in his country. This means the economy in which of the following countries is likely to be gloomy in the days to come ? |
| A. | UK |
| B. | Australia |
| C. | Canada |
| D. | Germany |
| E. | USA |
| Answer» F. | |
| 1172. |
Which of the following is the largest stock exchange of India ? |
| A. | Delhi |
| B. | Ahmedabad |
| C. | Mumbai |
| D. | Kolkata |
| E. | None of these |
| Answer» D. Kolkata | |
| 1173. |
The World AIDS Day is an opportunity for people worldwide to unite in the fight against HIV. It is held each year on |
| A. | 12/1/2015 12:00:00 AM |
| B. | 12/2/2015 12:00:00 AM |
| C. | 12/3/2015 12:00:00 AM |
| D. | 12/5/2015 12:00:00 AM |
| Answer» B. 12/2/2015 12:00:00 AM | |
| 1174. |
Dipika Pallikal and Joshana Chinappa created history by winning the first-ever gold medal in which of the following games in the 20th Commonwealth Games recently? |
| A. | Squash |
| B. | Table tennis |
| C. | Badminton |
| D. | Netball |
| Answer» B. Table tennis | |
| 1175. |
Who among the following is the recipient of Nobel Prize in Literature given in 2011 ? |
| A. | Bruce A. Beutler |
| B. | V.S. Naipaul |
| C. | Tomas Transtromer |
| D. | Ralph M. Steinman |
| E. | Chetan Bhagat |
| Answer» D. Ralph M. Steinman | |
| 1176. |
In which one of the following States, is Melghat Tiger Reserve located ? |
| A. | Gujarat |
| B. | M. P. |
| C. | Kerala |
| D. | Maharashtra |
| E. | Rajasthan |
| Answer» E. Rajasthan | |
| 1177. |
Steve Jobs was associated with which of the following fields ? |
| A. | Computers |
| B. | Sports |
| C. | Films |
| D. | Politics |
| E. | Literature |
| Answer» B. Sports | |
| 1178. |
As per the Reserve Bank of India (RBI), the economic conditions in India are not yet suitable for full convertibility of Rupee. At present rupee is convertible at which of the following accounts ? Fully at Capital Account Fully of Current Account Partially at Trade Account |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Only 1 and 3 |
| E. | None of these |
| Answer» C. Only 3 | |
| 1179. |
Which of the following terms is used in game of Cricket ? |
| A. | Love |
| B. | Scoop |
| C. | LBW |
| D. | Tee |
| E. | Back-hand drive |
| Answer» D. Tee | |
| 1180. |
A major Public Sector Bank raised interest rates on loans by 25 basis point was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of– |
| A. | Savings Bank Interest Rate |
| B. | Base Lending Rate |
| C. | Repo Rates |
| D. | Present Rates on Deposits |
| E. | Discounted Rates of Interest |
| Answer» C. Repo Rates | |
| 1181. |
Booker Prize is awarded for original contributions in which of the following fields ? |
| A. | Politics |
| B. | Sports |
| C. | Literature |
| D. | Cinema |
| E. | None of these |
| Answer» D. Cinema | |
| 1182. |
First share market in India was established in which of the following cities ? |
| A. | Kanpur |
| B. | Chennai |
| C. | Jaipur |
| D. | Mumbai |
| E. | None of these |
| Answer» E. None of these | |
| 1183. |
Who represented Parsis Community in Constituent Assembly: |
| A. | HP Modi |
| B. | Frank Anthony |
| C. | Kanaiyalal Munshi |
| D. | James Franklin |
| Answer» C. Kanaiyalal Munshi | |
| 1184. |
What is the total target for priority sector for domestic commercial banks and foreign banks with 20 and above branches (as per cent of ANBC or Credit Equivalent of Off-Balance Sheet Exposure) ? |
| A. | 50 per cent |
| B. | 40 per cent |
| C. | 32 per cent |
| D. | 20 per cent |
| Answer» C. 32 per cent | |
| 1185. |
An IPO is— |
| A. | Initial price offered by a private limited company to its shareholders |
| B. | An offer by an unlisted company for sale of its shares for the first time to the public |
| C. | Used to increase the share capital of an unlisted company |
| D. | A book building process |
| E. | None of these |
| Answer» C. Used to increase the share capital of an unlisted company | |
| 1186. |
Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010’ ? |
| A. | Javed Akhtar |
| B. | Amitabh Bachchan |
| C. | Gulzar |
| D. | Hema Malini |
| E. | None of these |
| Answer» F. | |
| 1187. |
Who among the following is a famous author of Indian origin ? |
| A. | Homi K. Bhabha |
| B. | Kiran Desai |
| C. | Swati A. Piramal |
| D. | Shabana Azmi |
| E. | Ronen Sen |
| Answer» C. Swati A. Piramal | |
| 1188. |
Bertrand Tavernier who was honoured by Life Time Achievement Award in 42nd International Film Festival of India in November 2011 is a citizen of— |
| A. | India |
| B. | U.S.A. |
| C. | Germany |
| D. | France |
| E. | Britain |
| Answer» E. Britain | |
| 1189. |
The Reverse mortgage scheme is launched to give benefit to which of the following groups of society ? |
| A. | Govt. employees |
| B. | Senior Citizens |
| C. | Unemployed youth |
| D. | War widows |
| E. | None of these |
| Answer» C. Unemployed youth | |
| 1190. |
Which of the following political parties was first de-recognized and later on again recognized as a National Party by Election Commission of India ? |
| A. | Communist Party of India |
| B. | Communist Party of India-Marxist |
| C. | Samajwadi Party |
| D. | Republican Party of India |
| Answer» C. Samajwadi Party | |
| 1191. |
As per the reports published in various newspapers, the Union Minister of Corporate Affairs is planning to introduce a system where two firms may audit accounts of every company. Which of the following may be the impact of this dual audit system, when implemented ? This will bring transparent, independent and objective assessments of the functioning of the companies. This will create a warning or alarming system so that Satyam like episodes can be averted. This will give an opportunity to auditors to learn more about the ‘inside activities’ of the companies and also a better understanding of the business tactics, the companies adopt to beat their competitors. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | All 1, 2 and 3 |
| E. | None of these |
| Answer» B. Only 2 | |
| 1192. |
Which of the following terms is not used in Economics ? |
| A. | Balance of Payment |
| B. | Call Money |
| C. | National Debt |
| D. | Elasticity of Demand |
| E. | Boyle’s law |
| Answer» F. | |
| 1193. |
Which of the following awards is given by the Govt. of Madhya Pradesh ? |
| A. | Shanti Swarup Bhatnagar Award |
| B. | Jawaharlal Nehru Award |
| C. | Shikhar Samman |
| D. | Pravasi Bhartiya Samman |
| E. | None of these |
| Answer» D. Pravasi Bhartiya Samman | |
| 1194. |
Which of the following statement(s) is/are correct about the Aam Aadmi Bima Yojana (AABY) launched by the Union Govt. ? The scheme is drawn to include another one crore beneficiaries in the scheme by the end of September 200 The scheme was announced to provide insurance cover to those women workers who come for job under National Rural Employment Guarantee Act. Under the scheme, the central govt. bears the entire amount of the premium which is around Rs. 6,000 per year for each beneficiary. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | All 1, 2 and 3 |
| E. | None of these |
| Answer» F. | |
| 1195. |
Which of the following is the Unit of work? |
| A. | Ohm |
| B. | Ampere |
| C. | Coulomb |
| D. | Newton |
| E. | Joule |
| Answer» F. | |
| 1196. |
Which of the following countries has become the main supplier of Defence goods to India and has replaced Russia ? |
| A. | Canada |
| B. | USA |
| C. | Israel |
| D. | France |
| E. | None of these |
| Answer» D. France | |
| 1197. |
Which of the following is a long tube and wind pipe? |
| A. | Bronchi |
| B. | Nasal canal |
| C. | Pharnyx |
| D. | Trachea |
| Answer» E. | |
| 1198. |
Six infrastructure projects in India figure among the 100 most innovative infrastructure investments in the world. Which of the following is one among them ? |
| A. | Delhi Metro |
| B. | Yamuna Expressway |
| C. | Gujarat International Finance Tec-City (GIFT) |
| D. | All the above |
| Answer» E. | |
| 1199. |
‘Riel’ is the currency of which of the following countries? |
| A. | Cuba |
| B. | Cameroon |
| C. | Cambodia |
| D. | Canada |
| Answer» D. Canada | |
| 1200. |
Who among the following was sent by Emperor Jahangir on a diplomatic mission to Persia, to paint the Shah’s portrait? |
| A. | Bishandas |
| B. | Khusrau Mirza |
| C. | Prince Khurram |
| D. | None of these |
| Answer» B. Khusrau Mirza | |