MCQOPTIONS
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MCQOPTIONS
This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
If NBFC is a sponsor of IDF-MF then the net NPAs of NBFCs should be less than ____ of net advances. |
| A. | 5% |
| B. | 3% |
| C. | 2% |
| D. | 1% |
| Answer» C. 2% | |
| 2. |
If NBFC is a sponsor of IDF-MF then the NBFC should have a Capital to Risk Weighted Assets (CRAR) of _____ |
| A. | 5% |
| B. | 10% |
| C. | 15% |
| D. | 20% |
| Answer» D. 20% | |
| 3. |
If NBFC is a sponsor of IDF-MF then the NBFC should have a minimum Net Owned Funds (NOF) of ______ |
| A. | Rs. 100 crore |
| B. | Rs. 200 crore |
| C. | Rs. 300 crore |
| D. | Rs. 500 crore |
| Answer» D. Rs. 500 crore | |
| 4. |
“Sponsorship” means an equity participation by the NBFC between 30 to ____ of the IDF. |
| A. | 55% |
| B. | 49% |
| C. | 50% |
| D. | 45% |
| Answer» C. 50% | |
| 5. |
IDF-NBFCs can be sponsored by _____ |
| A. | Banks |
| B. | IFCs |
| C. | NBFCs |
| D. | Both (A) and (B) |
| Answer» E. | |
| 6. |
IDF-MFs can be sponsored by _____ |
| A. | Banks |
| B. | IFCs |
| C. | NBFCs |
| D. | Both (A) and (C) |
| Answer» E. | |
| 7. |
A company based IDF would normally be an NBFC regulated by ______ |
| A. | SEBI |
| B. | NABARD |
| C. | RBI |
| D. | All of these |
| Answer» D. All of these | |
| 8. |
A trust based IDF would normally be a Mutual Fund (MF), regulated by _____ |
| A. | SEBI |
| B. | NABARD |
| C. | RBI |
| D. | All of these |
| Answer» B. NABARD | |
| 9. |
Infrastructure Debt Funds (IDFs), can be set up ___________ |
| A. | Trust |
| B. | Company |
| C. | Institution |
| D. | Either (A) or (B) |
| Answer» E. | |
| 10. |
_____ are investment vehicles which can be sponsored by commercial banks and NBFCs in India. |
| A. | IDF |
| B. | CRR |
| C. | MSF |
| D. | SLR |
| Answer» B. CRR | |
| 11. |
IDF-NBFCs will raise resources through issue of _______ |
| A. | Rupee Denominated Bonds |
| B. | Dollar-denominated bonds |
| C. | SGBs |
| D. | Either (A) or (B) |
| Answer» E. | |
| 12. |
IDF-NBFC shall have at the minimum, a credit rating grade of ‘A’ by _____ |
| A. | CRISIL |
| B. | FITCH |
| C. | CARE |
| D. | All of these |
| Answer» E. | |
| 13. |
IDF-NBFC should have been profitable in the last ______ years |
| A. | 2 |
| B. | 4 |
| C. | 3 |
| D. | 5 |
| Answer» D. 5 | |
| 14. |
IDF-NBFC should have a Net NPAs less than _____ of net advances. |
| A. | 5% |
| B. | 4% |
| C. | 3% |
| D. | 2% |
| Answer» D. 2% | |
| 15. |
IDF-NBFC should have a Capital to Risk Weighted Assets (CRAR) of _____ |
| A. | 10% |
| B. | 15% |
| C. | 20% |
| D. | 12% |
| Answer» C. 20% | |
| 16. |
IDF-NBFC should have a minimum Net Owned Funds (NOF) of ______ |
| A. | Rs. 100 crore |
| B. | Rs. 200 crore |
| C. | Rs. 300 crore |
| D. | Rs. 400 crore |
| Answer» D. Rs. 400 crore | |
| 17. |
O in NOF stands for _____ |
| A. | Original |
| B. | Owned |
| C. | Origin |
| D. | One |
| Answer» C. Origin | |
| 18. |
Sponsor IFCs would be allowed to contribute a maximum of ______ to the equity of the IDF-NBFCs with a minimum equity holding of ______ of the equity of IDF-NBFCs. |
| A. | 49% and 30% |
| B. | 29% and 30% |
| C. | 45% and 49% |
| D. | 29% and 49% |
| Answer» B. 29% and 30% | |
| 19. |
If NBFC is a sponsor of IDF-MF then it should have been in existence for at least _____ years. |
| A. | 5 |
| B. | 3 |
| C. | 2 |
| D. | 4 |
| Answer» B. 3 | |
| 20. |
“I” in IDF stands for ______ |
| A. | Investment |
| B. | Interest |
| C. | Infrastructure |
| D. | Institution |
| Answer» D. Institution | |
| 21. |
N in FCNR stands for _____ |
| A. | Non-Repatriable |
| B. | Net |
| C. | Natural |
| D. | Both (A) and (B) |
| Answer» B. Net | |
| 22. |
E in “FCEB” stands for ____ |
| A. | External |
| B. | Exchange |
| C. | Exchangeable |
| D. | All of these |
| Answer» D. All of these | |
| 23. |
A _____ is a type of corporate bond issued by an Indian company in an overseas market in a currency different from that of the issuer. |
| A. | FCCB |
| B. | FCEB |
| C. | FCNR |
| D. | All of these |
| Answer» B. FCEB | |
| 24. |
“L” in PSLC Stands for _______ |
| A. | Lending |
| B. | Lower |
| C. | Large |
| D. | Loan |
| Answer» B. Lower | |
| 25. |
All PSLCs valid till ______ and expire on ________. |
| A. | March 31st & April 1st |
| B. | February 28th & March 1st |
| C. | January 31st & February 1st |
| D. | April 31st & May 1st |
| Answer» B. February 28th & March 1st | |
| 26. |
An additional exposure up to _____ could be taken at the discretion of the Board of the IDF-NBFC. |
| A. | 25% |
| B. | 50% |
| C. | 75% |
| D. | 10% |
| Answer» E. | |
| 27. |
The maximum exposure that an IDF-NBFC can take on individual projects will be at ______ of its total Capital Funds (Tier I plus Tier II). |
| A. | 25% |
| B. | 50% |
| C. | 75% |
| D. | All of these |
| Answer» C. 75% | |
| 28. |
______ especially insurance and pension funds can invest through units and bonds issued by the IDFs. |
| A. | Domestic institutional investors |
| B. | Offshore institutional investors |
| C. | SGBs |
| D. | Both (A) and (B) |
| Answer» E. | |
| 29. |
IDF-MFs will raise resources through issue of units of _______ |
| A. | Commercial Papers |
| B. | SGBs |
| C. | MFs |
| D. | All of these |
| Answer» D. All of these | |
| 30. |
IDF-NBFCs will raise resources through issue of either Rupee or Dollar-denominated bonds of minimum _______ maturity. |
| A. | 2 years |
| B. | 3 years |
| C. | 4 years |
| D. | 5 years |
| Answer» E. | |
| 31. |
NHB can Issue and sell bonds and debentures with or without the guarantee of the ______ |
| A. | RBI |
| B. | NABARD |
| C. | SEBI |
| D. | GOI |
| Answer» E. | |
| 32. |
NHB is a ______ |
| A. | Limited Liability |
| B. | Private Limited |
| C. | Public Limited |
| D. | Community Interest |
| Answer» D. Community Interest | |
| 33. |
The National Housing Bank may establish _____ at any place in India. |
| A. | Offices |
| B. | Branches |
| C. | Agencies |
| D. | All of these |
| Answer» E. | |
| 34. |
NHB may increase the authorized capital up to ________ |
| A. | 1000 crore |
| B. | 1500 crore |
| C. | 2000 crore |
| D. | 350 crore |
| Answer» D. 350 crore | |
| 35. |
The authorized and paid up capital of the National Housing Bank shall be ________ |
| A. | 100 crore |
| B. | 150 crore |
| C. | 250 crore |
| D. | 350 crore |
| Answer» E. | |
| 36. |
The Head Office of NHB is at ______ |
| A. | New Delhi |
| B. | Mumbai |
| C. | Hyderabad |
| D. | Bengaluru |
| Answer» B. Mumbai | |
| 37. |
Which of the following is the regulator of Housing Finance Company(HFCs)? |
| A. | RBI |
| B. | SBI |
| C. | GOI |
| D. | NHB |
| Answer» E. | |
| 38. |
NHB is an apex financial institution for _______ |
| A. | investments |
| B. | housing |
| C. | insurance |
| D. | companies |
| Answer» C. insurance | |
| 39. |
National Housing Bank (NHB) was set up under the ________ |
| A. | National Housing Bank Act, 1986. |
| B. | National Housing Bank Act, 1985. |
| C. | National Housing Bank Act, 1987. |
| D. | National Housing Bank Act, 1988. |
| Answer» D. National Housing Bank Act, 1988. | |
| 40. |
National Housing Bank (NHB), a wholly owned subsidiary of _______ |
| A. | RBI |
| B. | GOI |
| C. | SBI |
| D. | All of these |
| Answer» B. GOI | |
| 41. |
Which of the following is an example of Representative Money? |
| A. | Gold |
| B. | Silver |
| C. | Tobacco |
| D. | All of these |
| Answer» E. | |
| 42. |
_______ is an item such as a token or piece of paper that has no intrinsic value but can be exchanged on demand for a commodity that does have intrinsic value |
| A. | Representative Money |
| B. | Paper Money |
| C. | Full bodied Money |
| D. | Bills of exchange |
| Answer» B. Paper Money | |
| 43. |
_________ is any future monetary claim against an individual that can be used to buy goods and services. |
| A. | Limited Legal Tender Money |
| B. | Credit Money |
| C. | Paper Money |
| D. | Paper Money |
| Answer» C. Paper Money | |
| 44. |
Which of the following is an example of Optional Money? |
| A. | Cheque |
| B. | Bills of exchange |
| C. | Promissory Notes |
| D. | All of these |
| Answer» E. | |
| 45. |
Which of the following refers to that form of legal tender money, that can be paid in discharge of a debt of any amount? |
| A. | Limited Legal Tender Money |
| B. | Full bodied Money |
| C. | Commodity Money |
| D. | Unlimited Legal Tender Money |
| Answer» E. | |
| 46. |
Which of the following refers to that form of legal tender money that can be paid in discharge of a debt up to a certain limit? |
| A. | Limited Legal Tender Money |
| B. | Paper Money |
| C. | Full bodied Money |
| D. | Commodity Money |
| Answer» B. Paper Money | |
| 47. |
Which of the following is known as Non-Legal Tender Money? |
| A. | Commodity Money |
| B. | Full bodied Money |
| C. | Paper Money |
| D. | Optional Money |
| Answer» E. | |
| 48. |
________ is money whose face value exceeds its cost of production. |
| A. | Commodity Money |
| B. | Full bodied Money |
| C. | Paper Money |
| D. | Token Money |
| Answer» E. | |
| 49. |
Any unit of money, whose face value and intrinsic value are equal, is known as ______ |
| A. | Commodity Money |
| B. | Full bodied Money |
| C. | Paper Money |
| D. | Fiat Money |
| Answer» C. Paper Money | |
| 50. |
_______ is money whose value comes from a commodity of which it is made. |
| A. | Commodity Money |
| B. | Token Money |
| C. | Paper Money |
| D. | Fiat Money |
| Answer» B. Token Money | |