Which of the following correctly describes what sub-prime lending is? I. Lending to the people with less than ideal credit status. II. Lending to the people who are high value customers of the banks. III. Lending to those who are not a regular customer of a bank. Select the correct answer using the codes given below:

• A.  Only I                         
• B.  Only II
• C.  Only III                       
• D.  All of these
• E.  None of these