The passage talks about a table for the rates of premiums and a premium related discrimination existing in the pre-independence era. What does a higher premium, in this light, signify?

• A. A higher premium indicates a low risk individual
• B. A higher premium indicates a high risk individual
• C. A higher premium implies an individual that is less likely to claim
• D. A higher premium implies an individual never likely to claim
• E. None of the above