'Sub Prime Lending' is a term applied to the loans made to ___ [Punjab & 5indh Bank 2011]

• A. those borrowers who do not have a good credit history.
• B. those who wish to take loan against the mortgage of tangible assets.
• C. those who have a good credit history and are known to bank since 10 years.
• D. those borrowers who are most preferred customers of the Bank.