Q: Banks should always check financial status before lending money to a client. Assumptions : I. Checking before lending would give a true picture of the client's financial status. II. Clients some times may not present the correct picture of their ability to repay loan amount to the bank.

• A. If only assumption I is Implicit
• B. If only assumption II is Implicit
• C. If either I or II is Implicit
• D. If both I and II are Implicit