In the question above, suppose B failed to pay and A foreclosed the mortgage. Is A entitled to the balance?

• A. No, because the law on pledge is applicable to the law on mortgages.(Arts. 2041,2087,2115,NCC)
• B. Yes, because there is no law that prohibits recovery of deficiency under the mortgage laws;
• C. Yes, because while the law on pledge applies to the law on mortgage, the same is true if there is no inconsistency between the two (2) laws. ( Pameca Word Treatment Corp. v. CA)
• D. No, because of the principle of solution indebt.