As a general rule, consignation must be preceded by a valid tender of payment. Enumerated below however, are situations which allows a consignation without a prior tender of payment. Which is the exception?

• A. When for any cause, the creditor refuses to give a receipt.
• B. When the creditor is absent or unknown, or does not appear at the place of payment.
• C. When two or more persons claim the same right to collect.
• D. When the title to the obligation has been lost.